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Oxnard & Ventura Personal Injury Attorneys

The Myth of the Insurance Company: Are They Really There for You?

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When you’re injured in an accident, your number one priority is getting better, as it should be. This may involve getting medical attention, having follow-up appointments, or taking time off work to heal physically and emotionally.

If your injury was caused by someone else’s negligence, you will most likely have to make a claim with the other party’s insurance company to help you pay for your medical bills and receive compensation for your pain and suffering and lost wages. Many of us have heard of the bad rep that insurance companies get. Is there any truth to these statements?

Insurance Companies Are Businesses

Just like any other business, insurance companies are really after one thing: making the most amount of money they can. To do this, they typically offer injured individuals the least amount of compensation that they think they will settle for.

An injured individual may already be feeling the burden of additional bills and lost wages when the insurance company offers them a low-ball settlement offer and may decide to take the settlement out of fear that that’s the most they will get. This, unfortunately, can leave these injured individuals with less compensation than they need to heal.

Get an Attorney on Your Side

Before you take any settlement offer, you should see a personal injury attorney who can help you determine whether you are entitled to more compensation than the insurance company is offering you. An experienced attorney will know how to work with the insurance company to get a higher settlement offer. If the insurance company won’t budge, your attorney should be prepared to go to court in order to fight for your rights.

Many individuals do not seek legal help for their personal injury cases because they do not think they are able to afford it. Most personal injury attorneys, including the ones at The Schurmer Firm, work on contingency fees. This means that, when you come to our firm, you don’t pay any fees unless we help you win compensation.

We will not let the insurance companies take advantage of your rights to full and fair compensation. The attorneys at The Schurmer Firm have over 45 years of experience fighting on behalf of California injury victims. If you are injured in an accident, you can count on us to fight for you, too.

Contact our firm at (805) 470-1628 for a free case evaluation!

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